BANK DEPOSIT SCHEMES

• Savings Bank Account                                                             
• Spl. Savings Bank
• Ordinary Savings Bank
• No Frill Account
• Current Account                                                                        
• Recurring Deposit Account (1 year & above)
• Deccan Lakhpathi Scheme
• Deccan Swarna Laxmi Scheme
• Term Deposits
• Short Term Deposit (not exceeding 180 days)                                 
• Fixed Deposit (upto 10 years)                                                           
• Special Term Deposit (compounding at quarterly rests)      
• “Sri Rama Raksha” general term deposit scheme.
• “Sri Rama Raksha” Tax saver term deposit scheme (5 years and above period)

• 0.5% extra interest allowed to Senior Citizens on all Term Deposits of one year and above.

Demand loan facility on Term deposits upto 85% of deposit value as on date of availing loan with just 2% p.a. above the interest rate on deposits, except Sri Rama Raksha Tax saver scheme.

• Deccan Swarna Laxmi Scheme:

Scheme is intended to encourage the middle and lower middle income group women to save amounts from their monthly budget in Recurring deposit accounts with the Bank which will enable them after one year of savings, to purchase precious gold/ jewellery upto 50 times the monthly instalment of RD subject to a maximum of Rs.3.00 lakhs loan under this scheme.

• Agricultural


• Industry


• Trade


• Self-Employment


• Personal


• Education


• Housing


• Others Facilities


• ADVANCES SCHEMES


• COMMISSION AND OTHER CHARGES W.E.F. 01/07/2010
  


• RATE OF INTEREST ON ADVANCES W.E.F.04/08/2011
  


• INTEREST RATES ON NON RESIDENT (EXTERNAL) TERM DEPOSITS W.E.F.01/10/2011
  


• INTEREST RATES ON DEPOSITS W.E.F.18/07/2011